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If you are driving an older, low value car, then comprehensive is probably a waste of money. In many cases, the cost of the premiums will exceed the value of the car. Comprehensive insurance covers you in the event that your car is damaged from incidents other than an accident. An example would be flooding or a fire that destroyed the vehicle. This type of coverage is required if your vehicle has a loan against it. The bank or finance company will require you to carry full coverage.

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Erie also grabs the top spot in a national survey of customers' car insurance shopping experiences, with its local agents receiving above average marks. In one owner survey, it gets very good ratings for claims processing, price and service satisfaction although some say it is pricier than other options. Erie offers some other impressive benefits that most other insurers charge extra for, such as transportation expenses after an accident, travel costs, personal property and locksmith services. In addition, Erie waives your deductible if you are in an accident with another Erie policy holder. However, the big drawback to Erie Insurance is that it only offers coverage in 11 states, mostly the mid Atlantic and Midwest. Some of the highest rated car insurance companies also tend to be pricier than others.


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My mother had four kids and two deadbeat ex's not willing or able to pay any child support and I personally had a rheumatic illness which and i needed shots every month to stay out of the Hospital. You know how she afforded our high cost of living?She found two jobs neither of which required anything more than a high school diploma or GED and worked. So to those who say Canadian is better because its low costing or free is either a free loader or honestly doesn't require the high quality service of getting assistance when its convenient for themselves and of which case is fine. This is my bias and self observed opinion and though I am not saying our is perfect I am saying, to my standards, it is the better of the twoPeople in the us also wait long times in emergency in some areas. I live near Muncie Indiana and took my dad to the er in Muncie. He was 81 years old with copd, and lung cancer.